Finance Frequently Asked Questions(FAQ)
Beaver Coach Sales understands that your next RV purchase is an investment in your future. We hope the following questions and answers help simplify the process. If you don't see your question below contact us or visit us at our facility in Bend, Oregon.
How much money will I need upfront to purchase an RV?
As a general rule, lenders require a minimum of 10% down in the form of cash, actual trade equity or a combination of both.
What are the longest payment terms for an RV?
Many of our lenders offer terms up to 240 months (20 years) if certain criteria is met.
Do I need good credit to qualify for an RV loan?
A good credit rating will help secure the best available rates and terms, we also partner with lenders that will work with those that may have experienced a bump or two in the road.
Can I trade in my RV if I have a balance or lien on my trade?
Absolutely! In fact, trade-ins with pay-offs represent the bulk of our transactions.
What banks do you use for RV financing?
We partner with several banks such as US Bank, Bank of America, Bank of the West, Huntington Bank and Ally Bank. We also work with local and national credit unions.
What would a monthly RV payment look like?
Our goal is to always secure the lowest and best terms available. Your monthly payment is ultimately based on the amount financed and the final terms approved. We are happy to work with you to achieve the RV of your dreams at a payment that is comfortable.